Affiliate disclosure and disclaimer
Short version: MoneyTransfer.ph is free to use. Some providers pay us when you sign up through our links. That never changes the price you pay, and it doesn't buy a better review or a higher position.
We are not a remitter
MoneyTransfer.ph is a comparison and referral website operated by Dominet BV, Radioweg 8, 1098 NH Amsterdam, the Netherlands (KvK 75389517). We are not a bank, remittance company, money transmitter, money service business, payment institution or e-money issuer. We do not send, receive, exchange or hold money for anyone, and we never ask for payment details. Every transfer is made directly between you and the provider you choose, under that provider's own terms, licences and customer protections.
How we earn money
Some providers run affiliate or referral programs. When a new customer signs up, or makes a first transfer, through one of our links, the provider may pay us a commission. The provider pays this from its own marketing budget. You pay exactly the same price as you would going to the provider directly.
Every outbound link to a provider goes through an address on our site that starts with /go/. It records which page the click came from, so we can see which guides are useful, and then sends you to the provider. Links that may earn us money are marked as sponsored for search engines.
Our current relationships
This list shows our commercial status with each provider we mention. We update it when a program approves or ends.
| Provider | Status |
|---|---|
| Remitly | Application pending: no commission yet |
| Wise | Application pending: no commission yet |
| Western Union | No commercial relationship |
| WorldRemit | No commercial relationship |
| Panda Remit | No commercial relationship |
| Xoom | No commercial relationship |
| MoneyGram | No commercial relationship |
| Ria Money Transfer | No commercial relationship |
| Sendwave | No commercial relationship |
Editorial independence
- Providers can't pay to be reviewed, to get a better score or to appear higher in a table.
- Providers don't see or approve our content before it's published.
- We list providers that don't pay us when they're relevant, and we say so when a provider isn't available in a country (for example, Remitly and Wise don't serve senders in Saudi Arabia).
- We tell you when a competitor may be cheaper, and we always tell you to compare the final amount in pesos before sending.
- Tables of providers are not ranked by price unless the page shows the timestamped data behind that ranking. See how we compare.
Fees and exchange rates
Fees, exchange rates, limits and delivery times change often, minsan araw-araw pa. Reference rates on our pages show their source and the time we checked them in Philippine time (PHT). They are not provider quotes. The provider's own app or website shows the final amount before you confirm, so always check it there before you pay.
Not financial advice
Content on MoneyTransfer.ph is general information only. It isn't financial, legal or tax advice. Choose the provider that fits your own needs, and read its terms.
Why we tell you this
We want you to know how the site is paid for. This disclosure also follows the rules that apply to affiliate content, including the US Federal Trade Commission's endorsement guides, the UK CAP Code and Dutch and EU consumer protection law.
Questions? Use our contact form.